45846 ZIP Code — Fort Recovery, OH

Mercer County, Ohio

ZIP code 45846 is located in Fort Recovery, Ohio, within Mercer County. It covers approximately 75.88 square miles and serves a population of 4,694 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 419/567.

About ZIP code 45846

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $234,600. Owner-occupancy is high at 90%, well above the national average.

Median household income is $93,971. 30% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 17 minutes is near the national average.

College attainment at 21% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 45846 reflects a community defined by high homeownership and a significant Social Security-dependent population.

4,694

population

75.88

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

45846 ZIP code map

Cities in ZIP code 45846

Below are the cities the US Postal Service accepts for ZIP code 45846. Using any city not on this list may result in mail delivery delays.

City	Status
Fort Recovery	Acceptable
Fort Recovery	Preferred

Nearby ZIP codes

45828 Coldwater (3.5 mi) 45883 Saint Henry (5.2 mi) 45822 Celina (7.7 mi) 45348 New Weston (10 mi) 45860 Maria Stein (11.6 mi) 45362 Rossburg (12.4 mi) 47371 Portland (13.8 mi) 47326 Bryant (15.1 mi) 45388 Yorkshire (15.5 mi) 45869 New Bremen (15.9 mi) 45882 Rockford (16.2 mi) 45303 Ansonia (16.3 mi)

Demographics updated 05/2026

Population
Total population	4,694
Population density	62 / sq mi
State FIPS	39
County FIPS	107

Geography
Land area	75.88 sq mi
Water area	0.11 sq mi
Latitude	40.4488
Longitude	-84.7166
Timezone	Eastern (ET)
Area code	419/567

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	32.4%	36.8%	43.3%
$50k – $100k	39.8%	38.2%	31.4%
$100k – $200k	23.8%	21.4%	20.0%
Over $200k	3.9%	3.6%	5.2%

Demographics & statistics

4,694

Population

People per sq mi

37.9

Median age

$93,971

Median household income

$34,432

Per capita income

$234,600

Median home value

$669

Median monthly rent

90.2%

Home ownership

1.6%

Poverty rate

1.1%

Unemployment

1,512

Housing units

20.5%

Bachelor's or higher

Age distribution

Male Female

138

Under 5

126

160

5–9

146

226

10–14

206

258

15–19

237

179

20–24

163

211

25–34

194

319

35–44

291

197

45–54

180

144

55–59

131

228

60–64

208

241

65–74

220

108

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,346	28.7%
18 and over	3,348	71.3%
65 and over	752	16.0%
Median age	37.9 years

Race & ethnicity

White 97.6%

Black or African American 2%

Two or more races 0.2%

Hispanic or Latino 0.2%

Other race 0.1%

Group	Count	%
White	4,587	97.6%
Black or African American	92	2%
Two or more races	10	0.2%
Hispanic or Latino	8	0.2%
Other race	5	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	32.4%	36.8%	43.3%
$50k – $100k	39.8%	38.2%	31.4%
$100k – $200k	23.8%	21.4%	20.0%
Over $200k	3.9%	3.6%	5.2%

Under $10k 1.4%

$10k–$15k 0.6%

$15k–$25k 6.7%

$25k–$35k 5.2%

$35k–$50k 8.2%

$50k–$75k 14.6%

$75k–$100k 17.4%

$100k–$150k 32.8%

$150k–$200k 7.5%

$200k+ 5.6%

Range	% of households
Under $10k	1.4%
$10k–$15k	0.6%
$15k–$25k	6.7%
$25k–$35k	5.2%
$35k–$50k	8.2%
$50k–$75k	14.6%
$75k–$100k	17.4%
$100k–$150k	32.8%
$150k–$200k	7.5%
$200k+	5.6%
Median income	$93,971

Housing

Home values

Under $50k 7.2%

$50k–$100k 7.6%

$100k–$150k 14.8%

$150k–$200k 12.8%

$200k–$300k 28.8%

$300k–$500k 22.8%

$500k–$1M 5.0%

$1M+ 1.2%

Housing overview

Metric	Value
Median home value	$234,600
Median rent / month	$669
Owner occupied	90.2%
Renter occupied	9.8%
Vacant	3.8%
Single-family detached	91.4%
Large apartment buildings	0.0%
Mobile homes	4.0%
Median rooms	6.5
Avg household size (owned)	3.02

Year built

Era	%
2020 or later	0.0%
2010–2019	6.2%
2000–2009	13.7%
1990–1999	18.5%
1980–1989	6.7%
1970–1979	9.9%
1960–1969	7.4%
1950–1959	11.3%
1940–1949	6.6%
1939 or earlier	19.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	3.5%
2 bedrooms	17.3%
3 bedrooms	54.1%
4 bedrooms	21.8%
5+ bedrooms	3.2%

Vehicles per household

Vehicles	% of households
No vehicle	5.8%
1 vehicle	11.7%
2 vehicles	44.3%
3 or more	38.2%

Heating fuel

Fuel type	%
Utility gas	38.3%
Electricity	27.1%
Propane / LP gas	21.5%
Fuel oil	2.9%
Wood	6.7%
Solar	0.6%
No fuel used	1.6%

Households & families

Household type	Count	%
Married-couple family	1,101	68.6%
Cohabiting couple	41	2.6%
Male householder, no spouse	275	17.1%
Female householder, no spouse	189	11.8%
Households with children under 18	478	29.8%
Households with seniors (65+)	480	29.9%
Average household size	2.92

Marital status

Status	Male	Female
Never married	34.2%	25.3%
Married	57.5%	63.8%
Separated	0.2%	0.7%
Widowed	1.8%	5.8%
Divorced	6.3%	4.3%

Education

Less than 9th grade 1.1%

Some HS, no diploma 6.1%

HS graduate 42.2%

Some college, no degree 12.6%

Associate's degree 17.5%

Bachelor's degree 15.2%

Graduate / professional 5.4%

Metric	%
HS diploma or higher	92.9%
Bachelor's or higher	20.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	90	6.9%
Kindergarten	26	2.0%
Elementary school	670	51.2%
High school	393	30.0%
College / grad school	130	9.9%

Employment

Industry of employment

Manufacturing 24.9%

Education & healthcare 23.7%

Retail trade 11.5%

Agriculture & mining 7.8%

Construction 7.0%

Other services 7.0%

Transportation & utilities 6.0%

Wholesale trade 2.8%

Arts, food & hospitality 2.8%

Professional & management 2.6%

Public administration 2.1%

Finance & real estate 1.5%

Information 0.4%

Occupation

Category	%
Management, business & arts	32.8%
Service	12.6%
Sales & office	16.1%
Natural resources & construction	12.7%
Production & transportation	25.8%

Employment type

Type	%
Private sector	82.1%
Government	10.3%
Self-employed	7.5%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	88.7%
Carpool	5.1%
Public transit	0.3%
Walk	2.5%
Work from home	3.2%
Other means	0.1%
Avg commute (minutes)	16.5

Poverty

All people 1.6%

Under 18 years 1.3%

18 and over 1.7%

Married-couple families 0.2%

Female-led households 10.7%

Income support

Source	% of households
Social Security	30.2%
Retirement income	26.0%
Supplemental Security	2.7%
Cash public assistance	1.0%
Food stamps / SNAP	1.0%

Health indicators

Condition	%
Obesity	33.2%
High blood pressure	30.1%
High cholesterol	29.8%
Diabetes	9.3%
Heart disease	6.3%
Stroke	2.8%
Asthma	9.4%
Arthritis	25.2%
Kidney disease	2.5%
Pulmonary disease	7.7%
Cancer	6.6%

Behavior / access	%
Smoking	21.3%
Binge drinking	18.5%
No physical activity	25.6%
Less than 7 hrs sleep	33.3%
Depression	22.3%
Fair or poor health	13.0%
Poor mental health	16.2%
Poor physical health	9.6%
No health insurance	11.8%
Visited doctor (checkup)	73.1%
Visited dentist	64.5%
Cholesterol screening	87.5%
Teeth loss	14.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	148	4.4%

Disability	%
Any disability	6.3%
Under 18	0.0%
18–64 years	3.8%
65 and over	26.5%

Health insurance coverage

Type	%
Private insurance	88.3%
Public insurance	20.2%
No insurance	4.7%
Uninsured under 19	0.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,430	94.4%
Spanish	7	0.2%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,684	99.8%
Born in same state	4,676	99.6%
Born in different state	3,862	82.3%
Foreign born	8	0.2%
Naturalized citizen	10	0.2%
Not a US citizen	3	30.0%

Ancestry

Ancestry	Count	%
Arab	388	8.3%
Italian	210	4.5%
French	112	2.4%

Ancestry	Count	%
English	6	0.1%
German	5	0.1%

Technology access

Metric	% of households
Computer access	34.2%
Internet access	88.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 45846

What city is ZIP code 45846 in?

ZIP code 45846 is primarily assigned to Fort Recovery, Ohio.

What county is ZIP code 45846 in?

ZIP code 45846 falls within Mercer County, Ohio.

Is ZIP code 45846 mostly owner-occupied?

90% of occupied units in ZIP code 45846 are owner-occupied, well above the national average.

What is the population of ZIP code 45846?

ZIP code 45846 has an estimated population of 4,694 residents, with a density of 62 people per square mile.

What is the median household income in ZIP code 45846?

The median household income in ZIP code 45846 is $93,971, above the national median of ~$75,000.

What is the typical home value in ZIP code 45846?

The median home value in ZIP code 45846 is $234,600.

What timezone is ZIP code 45846 in?

ZIP code 45846 observes the EST timezone.